Medicare Advantage Plans in Monterey and Salinas, California

Monterey or Salinas, two large California cities nestled along the Pacific Ocean, each have a unique and diverse population with a variety of healthcare needs. If you’re a resident, it’s important to understand the Medicare Advantage plan options available to you. In 2024, more than 50% of Medicare beneficiaries in California were enrolled in a Medicare Advantage plan. Medicare Advantage Plans, also known as Medicare Part C, offer an alternative to Original Medicare. These plans are legally required to offer the same coverage as Original Medicare but often include additional routine benefits. If you’re new to Original Medicare, on Medicare but recently moved, or lost your health insurance, click “Get a Free Quote” below to see if you’re eligible for a free, no-obligation Medicare Advantage plan review with a licensed insurance agent.

How do you compare available Medicare Advantage plans in Monterey or Salinas, California?

Because your health and coverage can change from year to year, knowing the Medicare Advantage plan options available to you in Monterey or Salinas can be helpful when making decisions about your coverage. Of the nearly 7 million California residents who are enrolled in Medicare plans, over 50% are enrolled in a Medicare Advantage plan. Medicare Advantage plan availability varies widely by location, but we can help you understand the options available to you in Monterey or Salinas. Exploring Medicare Advantage plans can help you access potential additional routine benefits and even potentially save you money on your healthcare coverage costs.

The Average Cost of Medicare Advantage Plans in California 2025

Remember that Medicare Advantage plans are legally required to offer the same amount of coverage as Original Medicare, but may also include additional routine benefits. This could potentially help Medicare beneficiaries save money on out-of-pocket costs in the long run.

All Original Medicare beneficiaries can enroll in Medicare Advantage plans during qualifying, designated enrollment periods throughout the year. If you’re eligible for a Medicare Advantage plan review, we could help compare available Medicare Advantage plans in Monterey or Salinas to find the right coverage for your needs.

Other Plans that May be Available in Monterey or Salinas, California

While we can help you check your enrollment eligibility and compare Medicare Advantage plans that may be available in Monterey or Salinas, we also may be able to help you find and compare available Medicare Supplement Plans and Medicare Prescription Drug Plans (Part D). Medicare Supplement plans, also known as Medigap plans, help cover gaps in coverage from Medicare Part A and Part B, such as deductibles, coinsurance, and copayments. In most states, there are ten Medicare Supplement plans to choose from, and all policies have been standardized, meaning there’s no difference in the benefits offered between Medicare Supplement insurers.

Medicare Prescription Drug plans, also known as Medicare Part D, help cover the cost of both generic and brand-name medications. If you are already enrolled in Original Medicare (Part A and Part B), enrolling in a prescription drug plan will give you broader healthcare coverage and may even save you money. A Medicare Part D plan can be purchased as a standalone plan to supplement Original Medicare or to accompany a Medicare Supplement plan.

See if You’re Eligible to Compare Medicare Advantage Plans in Monterey or Salinas with The Medicare Helpline

Navigating the complexities of Original Medicare and Medicare Advantage Plans can be confusing, but we can help make it simple. If you’re new to Original Medicare, on Medicare but recently moved, or lost your health insurance, click the “Get a Free Quote” button below to see if you qualify for a free, no-obligation Medicare Advantage plan review with a licensed insurance agent for available plan options in Monterey or Salinas.