Call to speak with a Licensed Sales Agent 1-833-522-0922 TTY users call: 1-877-486-2048
M-F 8am-7pm CT
Contact us for a FREE Medicare Advantage plan comparison.
What is a Medicare Part D Prescription Drug Plan?
Medications are a big piece of your Medicare Insurance plan. It’s important to know that Original Medicare (Parts A and B) do not cover prescription drug costs. But you can get these types of costs covered through Medicare Part D, which is a federally administered program through private insurance companies. Medicare beneficiaries can:
- Enroll in a standalone Part D Drug plan that goes alongside their Original Medicare
- Choose a Part D Drug plan that is built into a Part C Medicare Advantage plan
- Select a standalone Part D Drug plan to accompany a Medicare Supplement Plan
*Medicare Part D enrollment has doubled since 2006, now totaling 45 million people in 2019. This represents 70% of all Medicare beneficiaries.




How does Medicare Part D work?
Medicare Part D is insurance for your prescription drug needs. You pay a monthly premium to an insurance carrier for your Part D plan and use the insurance carrier’s network of pharmacies to buy your medications. Instead of paying the full price for the prescription medication, you will pay a copay or a percentage of the drug cost, while the insurance company pays the rest.


What does a Medicare Part D Prescription Drug Plan cost?


When can I enroll in a Medicare Part D Prescription Drug Plan?
Medicare prescription drug coverage is an optional benefit available to anyone who has Medicare. If you don’t sign up for Part D when you’re first eligible, you may have to pay a Part D late enrollment penalty. You may enroll in a Medicare Part D Prescription Drug plan:
- during your Initial Enrollment Period
- if you qualify for a Special Enrollment Period
- during the Medicare Open Enrollment, which runs from January 1 through March 31
- during the Medicare Advantage and Prescription Drug Annual Enrollment Period (AEP), held each year from October 15 through December 7
Part D Drug plans may have changes from year to year. Your plan’s benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1st of each year. Therefore, it’s a good idea to talk to a licensed sales rep during the Medicare AEP timeframe each fall to understand any changes to your current plan and identify if you should switch to a different plan for the coming year.
Our licensed sales agents are equipped to help you
determine what Medicare plans are available in your area and want to help you receive all the available benefits you deserve. The Medicare Helpline is ready to talk with you about Medicare Part D Plans – just call or complete the online form today!


Medicare Helpline Can Help You Find the Right Prescription Drug Plan
The Medicare Helpline is here to help! Our licensed sales agents are here for you and they know Medicare inside and out. We will provide side-by-side comparisons to help make it easy for you to decide which plan is right for you. Get started by entering your zip code below:
1-833-522-0922 | TTY: 711
Hours: M-F 7am-6pm CT; Sat 9am-2pm CT
Privacy Policy | Terms of Service
The Medicare Helpline is a licensed and certified representative of a Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal. By completing the contact form above or calling the number listed above, you will be directed to a licensed sales agent who can answer your questions and provide information about Medicare Advantage, Part D or Medicare supplement insurance plans. Availability of carriers and products are dependent on your resident zip code.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
1https://www.medicare.gov/your-medicare-costs/get-help-paying-costs/find-your-level-of-extra-help-part-d
The Medicare Helpline is not affiliated with any governmental program or agency. Plans can only be changed during certain times of the year.
This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
MULTIPLAN_SQMHL2022_M
If you are vision-impaired or have some other impairment and you wish to discuss potential accommodations related to using this website, please email us at accessibility@medicarehelpline.com.