Medicare Annual Enrollment Period is underway.**
It’s time to review your 2021 Medicare plan options.
Dental Coverage for Medicare Beneficiaries
You may be surprised to learn that Medicare Parts A & B do not cover most basic dental care, dental procedures, or supplies. This leaves you, the beneficiary, responsible for covering these costs, but there are several options to help cover the costs of dental care.
Medicare Dental Coverage Options
Medicare Advantage Plan
The first and most common option is a Medicare Advantage Plan. Medicare Advantage Plans (also known as Medicare Part C) provide an alternative to Original Medicare. Operated by insurance companies, these plans are legally required to offer at least the same benefits as Original Medicare, but often also include additional coverage such as dental, vision, prescription drugs, or health and wellness programs. These plans can sometimes come with no monthly premiums or co-pays.
Stand-Alone Dental Insurance
Coverage from a stand-alone plan can help ease the burden of out-of-pocket expenses. There is often a monthly premium for stand-alone insurance plans and there may be limitations on the provider you can visit.
Additional Dental Coverage
If your spouse is still working and is covered by a group dental plan, you may also qualify to receive coverage through that plan. Another option is a dental discount plan. With these types of plans, you typically pay an annual or monthly membership fee to receive discounted rates for any dental services received from an approved list of dentists.
The Medicare Helpline is a licensed and certified representative of a Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal. By completing the contact form above or calling the number listed above, you will be directed to a licensed sales agent who can answer your questions and provide information about Medicare Advantage, Part D or Medicare supplement insurance plans. Availability of carriers and products are dependent on your resident zip code.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
The Medicare Helpline is not affiliated with any governmental program or agency. Plans can only be changed during certain times of the year.
This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.