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Medicare Enrollment Periods
What is the Annual Enrollment Period? When can I first enroll in Medicare? These are just a couple of the common questions Medicare beneficiaries have when it comes to getting covered. There are five time frames in which you can enroll in or change your existing Medicare plans, all of which have different qualifying factors. Learn more about the different Medicare enrollment periods below.
Medicare Initial Enrollment Period (IEP)
The Medicare Initial Enrollment Period (IEP) is the first time you’re eligible to sign up for Medicare, which starts three months before your 65th birthday and lasts until the three months following it. During this time, you can enroll in Medicare Part A and Part B.
Medicare Special Enrollment Period (SEP)
There are a few different ways to become eligible for a Medicare Special Enrollment Period (SEP), but during this time, Medicare beneficiaries can enroll in Original Medicare or enroll in or change Medicare Advantage coverage.
Medicare Advantage Open Enrollment Period (OEP)
The Medicare Open Enrollment Period (OEP) runs annually from January 1-March 31 and gives Medicare beneficiaries currently enrolled in a Medicare Advantage plan the chance to make a one-time plan change.
Medicare General Enrollment Period (GEP)
The Medicare General Enrollment Period (GEP) is the opportunity for Medicare beneficiaries to sign up for Medicare Part A and Part B if they didn’t sign up when they were originally eligible. The General Enrollment Period runs annually from January 1-March 31, and individuals who enroll during this time will have coverage beginning July 1. It’s important to note that if you did not enroll in Medicare coverage when you were first eligible, you could be subject to late enrollment penalty fees.
Medicare Annual Enrollment Period for Medicare Advantage and Prescription Drug Plan (AEP)
Also known as the Medicare Annual Enrollment Period (AEP), the Annual Enrollment Period for Medicare Advantage and Prescription Drug Plan runs from October 15-December 7 every year and is an opportunity for Medicare beneficiaries to change or enroll in Medicare Advantage plans.
The Medicare Helpline is a licensed and certified representative of a Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any plan depends on contract renewal. By completing the contact form above or calling the number listed above, you will be directed to a licensed sales agent who can answer your questions and provide information about Medicare Advantage, Part D or Medicare supplement insurance plans. Availability of carriers and products are dependent on your resident zip code.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
The Medicare Helpline is not affiliated with any governmental program or agency. Plans can only be changed during certain times of the year.
This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
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**The Medicare Advantage and Prescription Drug Plan Annual Enrollment Period (AEP) runs from October 15-December 7. During this time, Medicare recipients can evaluate their current coverage and enroll in new plans for the upcoming year.